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Embedded Insurance Solutions
for an Emerging Africa

Unleash the power of embedded insurance with ASPin - the ultimate plug-and-play platform for your digital insurance products launch!

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3M+

Registered Customers

500k+

Monthly Active Policies

countries

ASPin makes insurance simple to deliver

Easily Configurable Products

With ASPin, you can streamline your insurance product launch process - our self-service platform lets you quickly create, configure, and launch insurance products on demand. With a no-code approach, you can get to market faster than ever before, without sacrificing quality or control.

Seamless Integration

Integrate your business with ease using ASPin - our API-first approach ensures seamless integration with our services from any environment. With our public APIs, you can create customized digital and embedded experiences that cater to your customers' unique needs. Empower your business with ASPin's flexible and agile API-driven architecture.

Maximum Scalability

Future-proof your business with ASPin - our cloud-native platform platform is designed to scale from the ground Up, enabling seamless handling of high transactional volumes. With ASPin, you can expand your business at a fraction of the cost and let our technological infrastructure take care of the rest. Experience unmatched scalability and efficiency with ASPin.

Our Partners

ASPin Features

Customer Management

Revolutionize your customer management with ASPin - say goodbye to hassles and hello to streamlined efficiency ! our platform provides a one-stop solution for managing your end customers with ease. Experience unmatched control and seamless management with ASPin.

Streamline customer onboarding - choose your preferred channel and enjoy a seamless experience.

Simplify KYC management - effortlessly manage customer and dependent KYC details.

Effective customer communication - educate and connect with customers via our bulk SMS functionality.

Versatile API integration - engage customers on multiple sales channels, including USSD, chatbots, mobile apps, and web applications.

Policy Administration

Experience the power of effortless growth - ASPIn's platform handles all your policy administration concerns, so you can focus on building your business.

Automate policy issuance and administration for configured products, including lifecycle management.

Eliminate the need to manually track policy balances and lapses, saving you time and effort.

Enjoy payment solution flexibility with no vendor lock-in. Integrate with payment providers that align with your business needs.

Keep your end customers informed with transactional SMS updates, including payment reminders, receipts, and policy updates. Plus, maintain an audit trail of all communications.

Claims Administration

ASPin streamlines claims management by automating the entire process, from loss notification to payment. Our platform uses advanced analytics to detect fraud, assess risk, and expedite claims processing, reducing operational costs and improving customer satisfaction. With ASPin, insurers can focus on delivering exceptional customer experiences while we handle the heavy lifting of claims management.

Enhanced claims validation functionalities: Aspin utilizes advanced algorithms and internal payment and policy records to quickly verify the validity of claims.

Simplified claim documentation collection: Aspin streamlines the process of collecting and organizing claim documentation, making it easier and faster for insurers to process claims.

Seamless customer communication: Aspin keeps customers informed via SMS throughout the claims process, enhancing customer satisfaction and loyalty.

Streamlined internal communication: Aspin's email integration makes it easy for claim assessors to collaborate and communicate internally, reducing claim processing time.

Automated claim payouts: Aspin enables insurers to quickly and securely disburse claim payments directly from the platform, improving efficiency and reducing operational costs.

Reporting and Data

ASPin simplifies your reporting process by providing comprehensive reports to meet your business and compliance requirements. Stay on top of your regulatory obligations with ease, while gaining valuable insights into your business operations. With ASPin, you'll never have to worry about keeping up with the reporting burden again.

Access a wide range of reports at your convenience through our self-service feature

Stay ahead of your competition with our comprehensive standard reports, specifically designed for the insurance industry.

Our platform supports multiple report formats, including JSON, CSV, Excel, and PDF, so you can choose the one that works best for you

Customize your reports to meet your unique business needs by leveraging our Data APIs, which provide programmatic access to nonstandard and complex reporting features.

Our Expertise Spans a Range of Cover Types

Personal Accident

Benefit paid in the event of injuries, disability or death caused accidentally

Life

Simple life products covering expenses such as education, funerals and loss of life

Property Assistance Cover

Benefit paid in event of business assets destruction by fire, storm/flood or Impact by external forces

Hospital Cash

Benefit paid per night of hospitalisation

Medical Cover

Benefit paid for inpatient hospital expenses

MSME cover

Benefit paid for various risks faced by MSMEs

Device cover

Benefit paid in the event of theft or damage of phone, tablet, laptop, etc

Loss of Income Cover

Benefit paid in the event operations are interrupted by fire, storm/flood or impact by external forces

Home contents cover

Benefit paid in the event of loss or damage of home possessions.

Built With Developers in Mind

Looking to embed digital insurance capabilities into your existing application or build a fully-fledged insurance application? Look no further than ASPin! Our API-first approach means we provide a well-documented, easy-to-use RESTful API that any software developer can integrate with ease. Say goodbye to reinventing the wheel and hello to focusing on the business side of things as we handle the technology infrastructure for you. Get started with ASPin today and see the difference API-first can make!

1
2var axios = require('axios');
3
4var config = {
5  method: 'post',
6maxBodyLength: Infinity,
7  url: 'https://engine.staging.aspin-inclusivity.com/oauth/token?grant_type=password&scope=all&username=test_admin&password=Qwertyui1!',
8  headers: { 
9    'Authorization': 'Basic NUJOR3NjYkNWWjpYSzBpblhCajFLWjhFbzk4dWduVG11WlVmRE9lbkllVg=='
10  }
11};
12
13axios(config)
14.then(function (response) {
15  console.log(JSON.stringify(response.data));
16})
17.catch(function (error) {
18  console.log(error);
19});
20

Frequently Asked Questions

Can you support multiple currencies?

Yes we have multiple currencies on the platform

Is there any risk of our data being shared with a competitor insurer who is on your platform

No we have a multi tenanted platform which ensures data from each partner is kept confidential from each other

Do you support APIs?

Yes we support a range of APIs based on the required clients customers journey eg Communication: SMS/USSD/ Whatsapp Payments: multiple payment gateways ref bank, mobile money, airtime etc KYC API Claims API

Can your system integrate with our current system?

we have easy APIs that support integration with most systems so if you have APIs this should not be a problem. However, what we have found is that insurers typically prefer to use our platform end to end which includes live dashboards, comprehensive reporting and ability to support data dumps as required.

Can you digitize only our claims process if we wanted?

Yes we can.

Which Channels do you support?

We are a full omni channel platform supporting from the most basic to the most sophisicated, including USSD, SMS, Whatsapp, mobi sites, call centre agents and agents and brokers

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What Our Clients Are Saying

Chanda Chewe - ESVIC SOLUTIONS LIMITED

Aspin API's are written in a simple, easier and friendly manner to understand even to a newbie programmer. They are very easy to implement in any software development package you are working with as they strive to cover all programming languages leaving no software system behind.

Richard Obiye - Safaricom PLC

I liked how the ASPN API documentation is well structured. I could be able to figure out everything on my own without engaging the owners. That gave me and my team a good experience enabling quick integrations and delivery.

Elias Baya Karisa - MPOST

It's hard to point to a single, cool feature of the ASPIN Engine API documentation. In truth, there aren’t any shiny bells and whistles — and that's probably what makes the ASPIN Engine API reference so good. It has all the information you need to get started, presented cleanly and sensibly.

Winter Msukwa - Instafinance Limited

Interfacing with the API was straight forward, and the services are well documented which made it much easier to go through the integration with minimal support required.

Embedded Insurance Solutions
for an Emerging Africa